Every January I mark all of my credit cards as lost so they issue me fresh physicals & rotate the card numbers. I then get barraged by emails from companies that tried to charge me a recurring subscription on the now defunct card. This helps me cut down on unnecessary subscriptions that accumulate during the year.
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This is wonderful. ...but if you *did* want a more elegant solution, Rocket Money's recurring charges/subscriptions management engine is decent.
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I've seen subscriptions charged to expired cards. Is it different when a card is marked lost?
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I only have the mental capacity of owning 1, the rest are $1 filled debit credit for trials
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just gifted you 100 warps because i made a tiktok video out of this (referencing you as my genius friend) 2 hours ago and it is already at 2.5k views when my other recent videos are struggling to hit 1k. kudos!!
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So on the company side usually if you pay an extra 5bips you can get the updated card information and not have this issue.
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For unwanted subscriptions I use virtual cards (using Revolut). Only first payment is accepted then card is destroyed.
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From my experience, I’ve had card companies simply transfer the debit to my new card automatically. The only way to evade the re-occurring debit is to contact the business. Overall I like the idea in theory.
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I just have a massive numbers spreadsheet that lists all my upcoming subscriptions and bills and then whether or not I have enough money for the month etc.
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Privacy.com's virtual cards are an alternative option
RecommendPrivacy.com's virtual cards are an alternative option
RecommendPrivacy.com virtual cards also let you do this
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